Confidence in Clear Advice
Richardson’s Financial offers independent financial advice to help you make the most of your money.
Richardson’s Financial offers independent financial advice to help you make the most of your money.
Richardson’s Financial is the sister company to Richardson’s Wills founded in 2013. After over a decade of helping clients make Wills, set up Trusts and Lasting Power of Attorney, we realised there was a lack of good, clear Estate Planning. We want to make sure that you are comfortable in your retirement and as much of your wealth as possible passes onto the people you love rather than the chancellor.
With a Diploma in Financial Advice from the London Institute of Banking and Finance among other qualifications, Nicola has a strong background in financial services.
As an Independent Financial Advisor, Richardson’s Financial offers whole of market advice. We believe the key to preserving the most of your hard-earned wealth is in starting to plan early enough.
Request your FREE Consultation
Call us on 0117 3259690 or complete the contact form below to arrange a free telephone consultation.
A friendly, collaborative approach
From our first telephone conversation, we will be trying to gain an understanding of your hopes, goals, and objectives. This first step is all about you, not just your finances. We will meet in the comfort of your home to establish your current financial position. This will include working out your assets and liabilities, income and expenses and understanding your overall situation. We will discuss ways in which we can improve your current situation and help you to achieve your long-term goals.
Research and Planning
The next step is for our qualified team of financial para-planners to research the best products and solutions from a broad range of different providers from a fully researched offering that is representative of the whole of market available to the independent financial advisor.
We review this proposition on a regular basis using factors such as the features available, service levels, risks, costs, complexity and their competitiveness in the marketplace. As we are sure you appreciate, this is not a one size fits all process and will take around 4-6 weeks to complete.
Advice and Implementation
Once the planning is complete, we will arrange a second meeting to discuss our recommendations. We will work through a detailed report including justifications for the recommendations we have made.
We will then put your plan into action. This will be undertaken with great care and attention. Once completed, we are sure you will be on the right track.
However, we then need to continue to revisit your plan regularly to make sure it continues to work for you.
Keeping on Track
We offer ongoing service options to suit your specific needs in the areas you have identified as being important to you. When recommending a service, we look at the level best suited to your needs. We consider the size of the funds we are looking after for you, how much you wish us to do for you, how frequently you would like us to contact you and how you would like to meet to review your financial plan.
We believe the real value in working with us is realised during the long-term journey of Financial Planning. Successful planning involves ongoing monitoring and regular review of your circumstances and financial situation. With this information, we can recommend adaptation and changes to keep you on track to meet your goals.
Who we work with
We work with clients who are approaching retirement to ensure that all their hard work over the years will pay off. Now is the time for them to do what they’ve always wanted to do, but not had the time or money to do it.
At the same time, there can be a lot of anxiety around retiring; how will they feel about not going to work any more? And are there sufficient funds to do all the things they want to do?
They may be:
- Keen to make sure they will have enough money for the lifestyle they want in retirement.
- Wanting to pass on their wealth to their loved ones.
- Concerned about the performance of their investments.
- Wanting to enjoy their lives now.
We want to fully understand what you want from life in retirement. We will take time to get to know you, then help you to identify how your finances will enable you to meet your challenges and achieve your goals.
Our aim is to give you peace of mind and the security that comes with knowing that you have the solutions in place to meet your goals.
What customers say about Richardson's Wills
You are protected
We want to make sure you feel comfortable with our financial recommendations and are protected in the unlikely event that something goes wrong. As part of our authorisation from the Financial Conduct Authority (FCA), we hold Professional Indemnity insurance. This makes sure that if something does go wrong, Richardson’s Financial has the insurance to allow us to put things right again.
Also, as part of the fees we pay to the FCA, we fund the Financial Services Compensation Scheme (FSCS). This scheme provides protection to clients in the unlikely event that a financial advisor or related financial services company goes out of business. Check the Financial Services Compensation Scheme website for more details: fscs.org.uk
Request your FREE financial consultation
For expert financial advice complete the enquiry form or contact us directly on:
Nicola Richardson
0117 3259690
nicola@richardsonsfinancial.co.uk
Call us on 0117 3259690 or complete the contact form below to arrange a free telephone consultation.